Sell a fire or storm damaged house without repairs

Not necessarily. You can choose to sell the property instead of rebuilding, but what happens to the insurance money depends on your policy and whether you still have a mortgage. If rebuilding no longer makes sense, Big State can help you understand what needs to be resolved before an as-is sale can close.

This is the most common situation we see. When the gap between what insurance paid and what the rebuild costs is large enough that the math doesn't work, selling as-is is often the cleaner exit: you take what insurance paid, combine it with the sale proceeds, and move forward without managing a reconstruction.

Cash buyers and investors purchase fire-damaged properties. The differences are in their ability to close without outside financing, their experience with title complications, and their track record. Big State has been buying damaged properties in Houston and DFW for over 18 years.

That's a situation we work through regularly: title not yet in the heir's name, multiple heirs who need to sign, affidavits of heirship. The seller story above is a real example of a selling problem we solved. See how we work with inherited properties →

A cash offer on a damaged house will usually be lower than what the home could sell for fully repaired. But you aren't paying for the repairs, managing the rebuild, or waiting for a retail sale. We'll explain how we arrived at our offer so you can compare the numbers and decide which path makes more sense. Our network of 250,000 buyers also gives us more buying power to make a strong offer on properties other buyers may struggle to close. See how we price our offers →